Choosing a Lease-to-Own Company in White Plains, MD
When picking a lease-to-own company in White Plains, MD, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in White Plains and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in White Plains, MD Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in White Plains, MD follow similar models. You shop in person or online at an approved White Plains retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in White Plains, MD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in White Plains, MD?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in White Plains, MD. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in White Plains, MD
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local White Plains, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in White Plains and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in White Plains, MD, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in White Plains, MD
Both Snap Finance and Amica Leasing support White Plains, MD residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in White Plains, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
For Acima Leasing in White Plains, MD, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in White Plains, MD, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in White Plains, MD. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.