Choosing Your Westminster, MD Lease-to-Own Company
When picking a lease-to-own company in Westminster, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Westminster and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Westminster, MD Work?
How do Acima Leasing and Snap Finance work? Most Westminster, MD lease-to-own companies operate similarly. You shop in person or online at an approved Westminster retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Westminster, MD or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Westminster, MD Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Westminster, MD. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Westminster, MD and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Westminster, MD as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Westminster businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Westminster, MD or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Westminster, MD?
Everyone in Westminster, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Westminster, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Westminster, MD also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Westminster, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Westminster, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.