Deciding Between Acima Leasing and Snap Finance in Westernport, MD

You need a lease-to-own option in Westernport, MD — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Westernport, MD Lease-to-Own Companies

When choosing a lease-to-own company in Westernport, MD, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Westernport and Snap Finance so you can determine which company is right for you.

Snap Finance in Westernport, MD vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Westernport, MD lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Westernport retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing in Westernport, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Westernport, MD Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Westernport, MD. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Westernport, MD

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Westernport, MD retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Westernport and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Westernport, MD stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Westernport, MD

Everyone in Westernport, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Westernport, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Westernport, MD also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Westernport, MD

Acima Leasing and Snap Finance have a lot to offer shoppers in Westernport, MD. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.