Acima Leasing or Progressive Leasing in Waldorf, MD?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Waldorf, MD? We compare both options so you have all the info needed to make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How Do I Choose Between Lease-to-Own Companies in Waldorf, MD?

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but are low on cash. When looking at companies like Progressive Leasing in Waldorf, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Waldorf, MD to help you determine which company's store selection, requirements, and application process sound right for you.

Waldorf Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Waldorf, MD? Applying with either company will look pretty similar. Browse at eligible Waldorf retailers, pick out the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Waldorf!

Waldorf Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Waldorf, MD share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Waldorf, MD need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Waldorf shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Waldorf Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Waldorf and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Waldorf, MD, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Waldorf, MD?

The rules for leasable items at Acima Leasing and Progressive Leasing in Waldorf, MD are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Waldorf, MD?

We can’t tell you which lease-to-own company in Waldorf, MD to choose. The right choice for you will depend on the application process, approval requirements, and which Waldorf stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.