Snap Finance in Timonium, MD or Acima Leasing: Which is Better for You?

Shop now

Seeking a lease-to-own solution in Timonium, MD? We compare Acima Leasing and Snap Finance to help guide your decision

See locations by category

See Locations by Category

Do more in the Acima mobile app

Do more in the Acima mobile app

Shop big names like Amazon, Best Buy & Walmart – only in the app. Pay easily. Carry your spending power wherever you go.

More Information

What to Look for in Timonium, MD Lease-to-Own Companies

When selecting a lease-to-own company in Timonium, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Timonium and Snap Finance so you know which company is your best fit.

Snap Finance in Timonium, MD vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Timonium, MD lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Timonium retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Timonium, MD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Timonium, MD Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Timonium, MD. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Timonium, MD

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Timonium, MD and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Timonium and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Timonium, MD or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Timonium, MD

For shoppers in Timonium, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Timonium, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Timonium, MD, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Timonium, MD

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Timonium, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.