Choosing Your Suitland, MD Lease-to-Own Company
When choosing a lease-to-own company in Suitland, MD, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Suitland and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Suitland, MD Work
How does Acima Leasing work? Or Snap Finance? Whichever Suitland, MD lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Suitland retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance in Suitland, MD or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Suitland, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Suitland, MD. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Suitland, MD Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Suitland, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Suitland and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Suitland, MD.
Acima Leasing vs. Snap Finance Application and Requirements in Suitland, MD
Snap Finance and Acima Leasing both want to help shoppers in Suitland MD get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Suitland, MD, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Suitland, MD requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Suitland, MD, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Suitland, MD shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.