Choosing a Lease-to-Own Company in Severn, MD
When comparing lease-to-own companies in Severn, MD, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Severn and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Severn, MD Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Severn, MD follow similar models. First, you pick from a list of approved Severn retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Severn, MD or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Severn, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Severn, MD. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Severn, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Severn, MD retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Severn businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Severn, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Severn, MD?
For shoppers in Severn, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Severn, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Severn, MD also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Severn, MD? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Severn, MD shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.