Choosing a Lease-to-Own Company in Rosedale, MD
When selecting a lease-to-own company in Rosedale, MD, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Rosedale and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Rosedale, MD Work?
How does Acima Leasing work? Or Snap Finance? Most Rosedale, MD lease-to-own companies operate similarly. You shop at an approved Rosedale retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Rosedale, MD will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Rosedale, MD?
The items you can shop for in Rosedale, MD depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Rosedale, MD Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Rosedale, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Rosedale businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Rosedale, MD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Rosedale, MD
Snap Finance and Amica Leasing are dedicated to helping Rosedale, MD shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Rosedale, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Rosedale, MD also requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Rosedale, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Rosedale, MD. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.