Deciding Between Acima Leasing and Snap Finance in Rockville, MD

You’re ready to shop with help from a lease-to-own company in Rockville, MD. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Rockville, MD

When choosing a lease-to-own company in Rockville, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Rockville so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Rockville, MD

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Rockville, MD lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Rockville and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Rockville, MD will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

Rockville, MD Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Rockville, MD depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Rockville, MD

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Rockville, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Rockville stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Rockville, MD or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Rockville, MD

Snap Finance and Acima Leasing both want to help shoppers in Rockville MD get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Rockville, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Rockville, MD, you will also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Rockville, MD

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Rockville, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.