How to Choose a Lease-to-Own Company in Riverdale, MD
When choosing a lease-to-own company in Riverdale, MD, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Riverdale so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Riverdale, MD
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Riverdale, MD follow similar models. First, you pick from a list of approved Riverdale retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Riverdale, MD or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Riverdale, MD?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Riverdale, MD. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Riverdale, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Riverdale, MD as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Riverdale businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Riverdale, MD or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Riverdale, MD?
Snap Finance and Acima Leasing both want to help shoppers in Riverdale MD get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Riverdale, MD, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Riverdale, MD requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Riverdale, MD, the Choice Is Yours
Many shoppers across Riverdale, MD can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.