Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Reirsterstown, MD

You’re ready to shop with help from a lease-to-own company in Reirsterstown, MD. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in Reirsterstown, MD

When picking a lease-to-own company in Reirsterstown, MD, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Reirsterstown and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Reirsterstown, MD

How does Snap Finance work? Or Acima Leasing? Most Reirsterstown, MD lease-to-own companies operate similarly. You shop in person or online at an approved Reirsterstown retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Reirsterstown, MD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Reirsterstown, MD?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Reirsterstown, MD. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Reirsterstown, MD and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Reirsterstown, MD retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Reirsterstown and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Reirsterstown, MD or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Reirsterstown, MD?

Snap Finance and Amica Leasing are dedicated to helping Reirsterstown, MD shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Reirsterstown, MD. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Reirsterstown, MD requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Reirsterstown, MD Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Reirsterstown, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.