Choosing Your Randallstown, MD Lease-to-Own Company
When selecting a lease-to-own company in Randallstown, MD, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Randallstown so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Randallstown, MD
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Randallstown, MD follow similar models. First, you pick from a list of approved Randallstown retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Randallstown, MD or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Randallstown, MD?
The items you can shop for in Randallstown, MD depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Randallstown, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Randallstown, MD and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Randallstown businesses to trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Randallstown, MD or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Randallstown, MD
Both Snap Finance and Amica Leasing aim to help shoppers in Randallstown, MD with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Randallstown, MD, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Randallstown, MD also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Randallstown, MD? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Randallstown, MD shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.