Choosing a Lease-to-Own Company in Pikesville, MD
When choosing a lease-to-own company in Pikesville, MD, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Pikesville so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Pikesville, MD Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Pikesville, MD lease-to-own companies operate similarly. First, you pick from a list of approved Pikesville retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Pikesville, MD or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Pikesville, MD Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Pikesville, MD depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Pikesville, MD Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Pikesville, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Pikesville stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Pikesville, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Pikesville, MD?
Both Snap Finance and Amica Leasing aim to help shoppers in Pikesville, MD with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Pikesville, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Pikesville, MD requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Pikesville, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Pikesville, MD. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.