How to Choose a Lease-to-Own Company in Pasadena, MD
When choosing a lease-to-own company in Pasadena, MD, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Pasadena so you can decide which company sounds best for you.
Snap Finance in Pasadena, MD vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Pasadena, MD lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Pasadena and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing in Pasadena, MD or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Pasadena, MD?
The items you can shop for vary based on which Pasadena, MD retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Pasadena, MD and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Pasadena, MD retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Pasadena businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Pasadena, MD, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Pasadena, MD
Everyone in Pasadena, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Pasadena, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
For Acima Leasing in Pasadena, MD, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Pasadena, MD, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pasadena, MD. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.