Choosing a Lease-to-Own Company in Owings Mills, MD
When choosing a lease-to-own company in Owings Mills, MD, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Owings Mills so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Owings Mills, MD
How does Acima Leasing work? Or Snap Finance? Most Owings Mills, MD lease-to-own companies operate similarly. First, you pick from a list of approved Owings Mills retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Owings Mills, MD or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Owings Mills, MD?
The items you can shop for in Owings Mills, MD depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Owings Mills, MD Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Owings Mills, MD and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Owings Mills and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Owings Mills, MD or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Owings Mills, MD
Everyone in Owings Mills, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Owings Mills, MD, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Owings Mills, MD also requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Owings Mills, MD, the Choice Is Yours
Many shoppers across Owings Mills, MD can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.