Lease-to-Own in Owings Mills, MD: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Owings Mills, MD? We compare both options so you have all the info needed to make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Owings Mills, MD

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. Owings Mills is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Owings Mills, MD against Progressive Leasing to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Owings Mills Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Owings Mills, MD? What about Progressive Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Owings Mills, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Owings Mills, you may be approved for up to $5,000!

Owings Mills Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Owings Mills, MD share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Owings Mills, MD requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Owings Mills with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Owings Mills, MD Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Owings Mills allows you to shop at thousands of Owings Mills stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Owings Mills, MD, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Owings Mills, MD

Progressive Leasing and Acima Leasing in Owings Mills, MD consider the same items leasable. Generally, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Owings Mills, MD Right for You?

We can’t tell you which lease-to-own company in Owings Mills, MD to choose. The right choice for you will depend on approval requirements, which stores in Owings Mills you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.