How to Choose a Lease-to-Own Company in Oakland, MD
When choosing a lease-to-own company in Oakland, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Oakland and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Oakland, MD Work?
How does Snap Finance work? Or Acima Leasing? Whichever Oakland, MD lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Oakland retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Oakland, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Oakland, MD Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Oakland, MD. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Oakland, MD
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Oakland, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Oakland businesses to trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Oakland, MD stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Oakland, MD
Snap Finance and Acima Leasing both want to help shoppers in Oakland MD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Oakland, MD, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Oakland, MD, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Oakland, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Oakland, MD. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.