Choosing Between Acima Leasing and Progressive Leasing in Oakland, MD

Looking to lease-to-own in Oakland, MD but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Between Oakland, MD Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but are low on cash. With so many companies like Progressive Leasing in Oakland, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Oakland, MD to guide you in deciding which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Oakland, MD Work?

How do you lease-to-own with Progressive Leasing in Oakland, MD? What about Acima Leasing? They both have similar application steps. Shop at your favorite eligible stores in Oakland, pick out the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Oakland!

Lease-to-Own Requirements for Progressive Leasing in Oakland vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Oakland, MD have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Oakland, MD need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Oakland shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Oakland Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Oakland allows you to shop at thousands of Oakland stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Oakland, MD, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Oakland, MD?

You'll find that Progressive Leasing and Acima Leasing in Oakland, MD  have similar leasable items. Generally, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Oakland, MD Lease-to-Own Company?

Determining the right lease-to-own company in Oakland, MD is a personal choice we can't make for you. You have to select the right fit for you based on which Oakland retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.