Snap Finance in New Carrollton, MD or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in New Carrollton, MD? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your New Carrollton, MD Lease-to-Own Company

When comparing lease-to-own companies in New Carrollton, MD, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in New Carrollton so you can find the right company for you.

How Does Lease-to-Own in New Carrollton, MD Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in New Carrollton, MD tend to work the same way. First, you pick from a list of approved New Carrollton retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance in New Carrollton, MD or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

New Carrollton, MD Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in New Carrollton, MD. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in New Carrollton, MD

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local New Carrollton, MD retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local New Carrollton stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in New Carrollton, MD, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in New Carrollton, MD?

For shoppers in New Carrollton, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in New Carrollton, MD, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in New Carrollton, MD also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in New Carrollton, MD? Try Acima Leasing

Acima Leasing and Snap Finance are great options for New Carrollton, MD shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.