What to Look for in Marlow Heights, MD Lease-to-Own Companies
When comparing lease-to-own companies in Marlow Heights, MD, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Marlow Heights and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Marlow Heights, MD Work
How does Acima Leasing work? Or Snap Finance? Most Marlow Heights, MD lease-to-own companies operate similarly. You shop in person or online at an approved Marlow Heights retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Marlow Heights, MD or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Marlow Heights, MD?
The items you can shop for vary based on which Marlow Heights, MD retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Marlow Heights, MD
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Marlow Heights, MD and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Marlow Heights stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Marlow Heights, MD, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Marlow Heights, MD
Snap Finance and Amica Leasing are dedicated to helping Marlow Heights, MD shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Marlow Heights, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
For Acima Leasing in Marlow Heights, MD, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Marlow Heights, MD? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Marlow Heights, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.