Choosing Your Linthicum, MD Lease-to-Own Company
When picking a lease-to-own company in Linthicum, MD, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Linthicum and Acima Leasing so you know which company is your best fit.
Snap Finance in Linthicum, MD vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Linthicum, MD follow similar models. You shop in person or online at an approved Linthicum retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Linthicum, MD or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Linthicum, MD?
The items you can shop for vary based on which Linthicum, MD retailers are approved by Snap Finance or Acima Leasing. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Linthicum, MD Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Linthicum, MD and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Linthicum and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Linthicum, MD, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Linthicum, MD
Both Snap Finance and Amica Leasing support Linthicum, MD residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Linthicum, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Linthicum, MD also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Linthicum, MD
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Linthicum, MD. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.