Snap Finance in Lexington Park, MD or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Lexington Park, MD? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Lexington Park, MD Lease-to-Own Company

When selecting a lease-to-own company in Lexington Park, MD, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lexington Park so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Lexington Park, MD

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lexington Park, MD follow similar models. To start, you choose an approved retailer in Lexington Park and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing in Lexington Park, MD or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lexington Park, MD?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lexington Park, MD. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Lexington Park, MD and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Lexington Park, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Lexington Park and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Lexington Park, MD stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Lexington Park, MD

For shoppers in Lexington Park, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Lexington Park, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

Acima Leasing in Lexington Park, MD also requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Lexington Park, MD

Acima Leasing and Snap Finance have a lot to offer shoppers in Lexington Park, MD. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.