Choosing Your Laurel, MD Lease-to-Own Company
When selecting a lease-to-own company in Laurel, MD, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Laurel so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Laurel, MD
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Laurel, MD tend to work the same way. To start, you choose an approved retailer in Laurel and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Laurel, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Laurel, MD?
The items you can shop for vary based on which Laurel, MD retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Laurel, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Laurel, MD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Laurel and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Laurel, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Laurel, MD?
Both Snap Finance and Amica Leasing aim to help shoppers in Laurel, MD with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Laurel, MD, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Laurel, MD, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Laurel, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Laurel, MD. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.