How to Choose a Lease-to-Own Company in Lanham, MD
When picking a lease-to-own company in Lanham, MD, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lanham so you can find the right company for you.
Snap Finance in Lanham, MD vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Lanham, MD follow similar models. To start, you choose an approved retailer in Lanham and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lanham, MD will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Lanham, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lanham, MD. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lanham, MD
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Lanham, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Lanham businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Lanham, MD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lanham, MD
Everyone in Lanham, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lanham, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lanham, MD also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lanham, MD
Acima Leasing and Snap Finance have a lot to offer shoppers in Lanham, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.