Choosing Your Landover Hills, MD Lease-to-Own Company
When comparing lease-to-own companies in Landover Hills, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Landover Hills so you can find the right company for you.
How Does Lease-to-Own in Landover Hills, MD Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Landover Hills, MD follow similar models. You shop in person or online at an approved Landover Hills retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Landover Hills, MD will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Landover Hills, MD?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Landover Hills, MD. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Landover Hills, MD Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Landover Hills, MD as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Landover Hills stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Landover Hills, MD, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Landover Hills, MD?
Both Snap Finance and Amica Leasing support Landover Hills, MD residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Landover Hills, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Landover Hills, MD also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Landover Hills, MD Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Landover Hills, MD. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.