How to Choose a Lease-to-Own Company in La Plata, MD
When comparing lease-to-own companies in La Plata, MD, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in La Plata and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in La Plata, MD
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in La Plata, MD tend to work the same way. First, you pick from a list of approved La Plata retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in La Plata, MD will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in La Plata, MD?
The items you can shop for in La Plata, MD depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in La Plata, MD
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local La Plata, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in La Plata and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find La Plata, MD stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in La Plata, MD
Snap Finance and Amica Leasing are dedicated to helping La Plata, MD shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in La Plata, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in La Plata, MD requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your La Plata, MD Lease-to-Own Company
Acima Leasing and Snap Finance are great options for La Plata, MD shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.