How to Choose a Lease-to-Own Company in Hyattsville, MD
When picking a lease-to-own company in Hyattsville, MD, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Hyattsville and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Hyattsville, MD Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Hyattsville, MD tend to work the same way. First, you pick from a list of approved Hyattsville retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Hyattsville, MD or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Hyattsville, MD Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Hyattsville, MD depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Hyattsville, MD
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Hyattsville, MD retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Hyattsville businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Hyattsville, MD stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Hyattsville, MD?
Everyone in Hyattsville, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Hyattsville, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Hyattsville, MD, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Hyattsville, MD Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Hyattsville, MD shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.