Comparing Acima Leasing and Snap Finance in Hanover, MD

You need a lease-to-own option in Hanover, MD — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Hanover, MD Lease-to-Own Companies

When selecting a lease-to-own company in Hanover, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hanover so you can decide which company sounds best for you.

Snap Finance in Hanover, MD vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Hanover, MD follow similar models. To start, you choose an approved retailer in Hanover and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Hanover, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Hanover, MD Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hanover, MD. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Hanover, MD and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Hanover, MD retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Hanover businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Hanover, MD, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hanover, MD?

Everyone in Hanover, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Hanover, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Hanover, MD, you will also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Hanover, MD? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hanover, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.