Choosing Between Acima Leasing and Progressive Leasing in Halethorpe, MD

Who do you go to for lease-to-own solutions in Halethorpe, MD? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Halethorpe, MD

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Halethorpe, how do you know which one to pick? Let's compare Acima Leasing in Halethorpe, MD against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.

Halethorpe Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Halethorpe, MD? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible Halethorpe stores, pick out the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Halethorpe, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Halethorpe vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Halethorpe, MD have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Halethorpe, MD, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Halethorpe shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Halethorpe Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Halethorpe and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Halethorpe, MD, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Halethorpe, MD

You'll find that Progressive Leasing and Acima Leasing in Halethorpe, MD  have similar leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Halethorpe, MD?

Determining the right lease-to-own company in Halethorpe, MD is a personal choice we can't make for you. The best option for you depends on which Halethorpe retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.