Choosing Your Greenbelt, MD Lease-to-Own Company
When choosing a lease-to-own company in Greenbelt, MD, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Greenbelt and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Greenbelt, MD Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Greenbelt, MD follow similar models. To start, you choose an approved retailer in Greenbelt and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Greenbelt, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Greenbelt, MD?
The items you can shop for vary based on which Greenbelt, MD retailers are approved by Snap Finance or Acima Leasing. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Greenbelt, MD Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Greenbelt, MD as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Greenbelt and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Greenbelt, MD.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Greenbelt, MD?
Snap Finance and Acima Leasing both want to help shoppers in Greenbelt MD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Greenbelt, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Greenbelt, MD requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Greenbelt, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Greenbelt, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.