Comparing Acima Leasing and Snap Finance in Glen Burnie, MD

You need a lease-to-own option in Glen Burnie, MD — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Glen Burnie, MD

When selecting a lease-to-own company in Glen Burnie, MD, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Glen Burnie and Snap Finance so you know which company is your best fit.

How Does Lease-to-Own in Glen Burnie, MD Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Glen Burnie, MD lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Glen Burnie retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Glen Burnie, MD will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Glen Burnie, MD Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Glen Burnie, MD. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Glen Burnie, MD and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Glen Burnie, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Glen Burnie stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Glen Burnie, MD stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Glen Burnie, MD?

Both Snap Finance and Amica Leasing aim to help shoppers in Glen Burnie, MD with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Glen Burnie, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Glen Burnie, MD requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Glen Burnie, MD, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Glen Burnie, MD shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.