Choosing Your Ellicott City, MD Lease-to-Own Company
When selecting a lease-to-own company in Ellicott City, MD, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ellicott City so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Ellicott City, MD
How do Acima Leasing and Snap Finance work? Whichever Ellicott City, MD lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Ellicott City retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Snap Finance in Ellicott City, MD or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Ellicott City, MD Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Ellicott City, MD depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Ellicott City, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Ellicott City, MD as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ellicott City and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Ellicott City, MD.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ellicott City, MD
Snap Finance and Acima Leasing both want to help shoppers in Ellicott City MD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ellicott City, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Ellicott City, MD also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Ellicott City, MD, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Ellicott City, MD. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.