Choosing Your Elkridge, MD Lease-to-Own Company
When comparing lease-to-own companies in Elkridge, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Elkridge so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Elkridge, MD Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Elkridge, MD tend to work the same way. You shop at an approved Elkridge retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Elkridge, MD will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Elkridge, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Elkridge, MD. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Elkridge, MD
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Elkridge, MD retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Elkridge and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Elkridge, MD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Elkridge, MD
Both Snap Finance and Amica Leasing support Elkridge, MD residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Elkridge, MD, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Elkridge, MD also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Elkridge, MD? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Elkridge, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.