Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Edgewood, MD

Seeking a lease-to-own solution in Edgewood, MD? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Edgewood, MD

When choosing a lease-to-own company in Edgewood, MD, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Edgewood so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Edgewood, MD

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Edgewood, MD lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Edgewood retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Edgewood, MD or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Edgewood, MD?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Edgewood, MD. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Edgewood, MD

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Edgewood, MD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Edgewood stores and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Edgewood, MD or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Edgewood, MD?

For shoppers in Edgewood, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Edgewood, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

Acima Leasing in Edgewood, MD also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Edgewood, MD Lease-to-Own Company

Many shoppers across Edgewood, MD can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.