Comparing Acima Leasing and Snap Finance in Edgewater, MD

Looking for a lease-to-own company in Edgewater, MD? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Edgewater, MD Lease-to-Own Companies

When choosing a lease-to-own company in Edgewater, MD, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Edgewater so you can determine which company is right for you.

Snap Finance in Edgewater, MD vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Edgewater, MD follow similar models. You shop in person or online at an approved Edgewater retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Edgewater, MD will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

Edgewater, MD Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Edgewater, MD retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Edgewater, MD and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Edgewater, MD retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Edgewater businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Edgewater, MD, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Edgewater, MD?

Both Snap Finance and Amica Leasing aim to help shoppers in Edgewater, MD with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Edgewater, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Edgewater, MD requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Edgewater, MD? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Edgewater, MD shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.