What to Look for in District Heights, MD Lease-to-Own Companies
When selecting a lease-to-own company in District Heights, MD, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in District Heights so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in District Heights, MD
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in District Heights, MD follow similar models. You shop in person or online at an approved District Heights retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in District Heights, MD will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in District Heights, MD?
The items you can shop for in District Heights, MD depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in District Heights, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in District Heights, MD and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small District Heights businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in District Heights, MD, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in District Heights, MD
Both Snap Finance and Amica Leasing aim to help shoppers in District Heights, MD with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in District Heights, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
For Acima Leasing in District Heights, MD, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your District Heights, MD Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in District Heights, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.