Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Delmar, MD

You’re ready to shop with help from a lease-to-own company in Delmar, MD. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Delmar, MD Lease-to-Own Company

When picking a lease-to-own company in Delmar, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Delmar and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Delmar, MD

Are there any differences in how Snap Finance and Acima Leasing work? Most Delmar, MD lease-to-own companies operate similarly. You shop in person or online at an approved Delmar retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Delmar, MD or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Delmar, MD?

The items you can shop for in Delmar, MD depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Delmar, MD

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Delmar, MD as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Delmar and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Delmar, MD.

What Are the Requirements for Acima Leasing vs. Snap Finance in Delmar, MD?

Both Snap Finance and Amica Leasing aim to help shoppers in Delmar, MD with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Delmar, MD, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Delmar, MD also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Delmar, MD, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Delmar, MD. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.