What to Look for in Curtis Bay, MD Lease-to-Own Companies
When choosing a lease-to-own company in Curtis Bay, MD, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Curtis Bay and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Curtis Bay, MD Work
How does Acima Leasing work? Or Snap Finance? Most Curtis Bay, MD lease-to-own companies operate similarly. First, you pick from a list of approved Curtis Bay retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Curtis Bay, MD will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Curtis Bay, MD Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Curtis Bay, MD retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Curtis Bay, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Curtis Bay, MD retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Curtis Bay and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Curtis Bay, MD.
What’s Needed to Apply for Acima Leasing or Snap Finance in Curtis Bay, MD
Snap Finance and Acima Leasing both want to help shoppers in Curtis Bay MD get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Curtis Bay, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Curtis Bay, MD also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Curtis Bay, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Curtis Bay, MD. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.