Choosing Your Columbia, MD Lease-to-Own Company
When comparing lease-to-own companies in Columbia, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Columbia and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Columbia, MD
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Columbia, MD lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Columbia retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Columbia, MD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Columbia, MD?
The items you can shop for vary based on which Columbia, MD retailers are approved by Snap Finance or Acima Leasing. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Columbia, MD Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Columbia, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Columbia stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Columbia, MD or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Columbia, MD
Snap Finance and Acima Leasing both want to help shoppers in Columbia MD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Columbia, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Columbia, MD also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Columbia, MD, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbia, MD. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.