Selecting a Lease-to-Own Company in Columbia, MD
Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Columbia, how do you know which one to pick? Let's compare Acima Leasing in Columbia, MD against Progressive Leasing to guide you in deciding which company has the best application process, store selection, and requirements for you.
Columbia Progressive Leasing vs. Acima Leasing: How They Work
How do you lease-to-own with Progressive Leasing in Columbia, MD? What about Acima Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Columbia, find the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Columbia, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Columbia vs. Acima Leasing?
While Acima Leasing and Progressive Leasing in Columbia, MD have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing applicants in Columbia, MD need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Columbia with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Columbia Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Columbia stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Columbia, MD, or view Acima Leasing's online retailers.
What Items Can I Lease in Columbia, MD with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Columbia, MD are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Columbia, MD?
We can’t tell you which lease-to-own company in Columbia, MD to choose. The best option for you depends on the application process, approval requirements, and which Columbia stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.