What to Look for in College Park, MD Lease-to-Own Companies
When selecting a lease-to-own company in College Park, MD, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in College Park and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in College Park, MD Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in College Park, MD tend to work the same way. You shop in person or online at an approved College Park retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in College Park, MD will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in College Park, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in College Park, MD. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in College Park, MD
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local College Park, MD retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local College Park stores and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find College Park, MD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in College Park, MD
Snap Finance and Amica Leasing are dedicated to helping College Park, MD shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in College Park, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
For Acima Leasing in College Park, MD, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in College Park, MD? Try Acima Leasing
Acima Leasing and Snap Finance are great options for College Park, MD shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.