Choosing Your Cockeysville, MD Lease-to-Own Company
When choosing a lease-to-own company in Cockeysville, MD, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cockeysville so you can decide which company sounds best for you.
Snap Finance in Cockeysville, MD vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Cockeysville, MD lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Cockeysville retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Cockeysville, MD will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cockeysville, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cockeysville, MD. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Cockeysville, MD and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Cockeysville, MD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Cockeysville businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Cockeysville, MD, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cockeysville, MD?
Both Snap Finance and Amica Leasing aim to help shoppers in Cockeysville, MD with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Cockeysville, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Cockeysville, MD, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Cockeysville, MD Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cockeysville, MD. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.