Deciding Between Acima Leasing and Snap Finance in Catonsville, MD

You need a lease-to-own option in Catonsville, MD — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Catonsville, MD

When comparing lease-to-own companies in Catonsville, MD, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Catonsville and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in Catonsville, MD Work?

How does Snap Finance work? Or Acima Leasing? Whichever Catonsville, MD lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Catonsville and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Catonsville, MD or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Catonsville, MD?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Catonsville, MD. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Catonsville, MD

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Catonsville, MD as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Catonsville stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Catonsville, MD, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Catonsville, MD

Snap Finance and Amica Leasing are dedicated to helping Catonsville, MD shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Catonsville, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Catonsville, MD also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Catonsville, MD? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Catonsville, MD shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.