How to Choose a Lease-to-Own Company in Cambridge, MD
When comparing lease-to-own companies in Cambridge, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cambridge so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Cambridge, MD
How does Snap Finance work? Or Acima Leasing? Most Cambridge, MD lease-to-own companies operate similarly. To start, you choose an approved retailer in Cambridge and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Cambridge, MD or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cambridge, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cambridge, MD. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Cambridge, MD
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Cambridge, MD as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Cambridge and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Cambridge, MD or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cambridge, MD
Everyone in Cambridge, MD deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cambridge, MD. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
Acima Leasing in Cambridge, MD also requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Cambridge, MD, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Cambridge, MD shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.