Deciding Between Acima Leasing and Snap Finance in Brooklyn, MD

Looking for a lease-to-own company in Brooklyn, MD? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Brooklyn, MD Lease-to-Own Company

When comparing lease-to-own companies in Brooklyn, MD, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Brooklyn and Acima Leasing so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Brooklyn, MD

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Brooklyn, MD follow similar models. You shop in person or online at an approved Brooklyn retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Brooklyn, MD will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Brooklyn, MD?

The items you can shop for vary based on which Brooklyn, MD retailers are approved by Snap Finance or Acima Leasing. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Brooklyn, MD Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Brooklyn, MD businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Brooklyn stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Brooklyn, MD or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Brooklyn, MD

For shoppers in Brooklyn, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Brooklyn, MD, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Brooklyn, MD requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Brooklyn, MD

Many shoppers across Brooklyn, MD can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.