Choosing a Lease-to-Own Company in Bethesda, MD
When comparing lease-to-own companies in Bethesda, MD, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bethesda so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Bethesda, MD Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Bethesda, MD tend to work the same way. You shop in person or online at an approved Bethesda retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Bethesda, MD will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Bethesda, MD?
The items you can shop for vary based on which Bethesda, MD retailers are approved by Snap Finance or Acima Leasing. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Bethesda, MD Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bethesda, MD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Bethesda businesses to trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Bethesda, MD.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bethesda, MD?
Both Snap Finance and Amica Leasing aim to help shoppers in Bethesda, MD with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Bethesda, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Bethesda, MD, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Bethesda, MD? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Bethesda, MD. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.