Deciding Between Acima Leasing and Snap Finance in Beltsville, MD

Looking for a lease-to-own company in Beltsville, MD? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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What to Look for in Beltsville, MD Lease-to-Own Companies

When picking a lease-to-own company in Beltsville, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Beltsville and Snap Finance so you know which company is your best fit.

Snap Finance in Beltsville, MD vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Whichever Beltsville, MD lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Beltsville and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Beltsville, MD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Beltsville, MD?

The items you can shop for vary based on which Beltsville, MD retailers are approved by Snap Finance or Acima Leasing. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Beltsville, MD

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Beltsville, MD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Beltsville businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Beltsville, MD or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Beltsville, MD?

For shoppers in Beltsville, MD with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Beltsville, MD, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Beltsville, MD requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Beltsville, MD Lease-to-Own Company

Many shoppers across Beltsville, MD can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.