How to Choose a Lease-to-Own Company in Baltimore, MD
When picking a lease-to-own company in Baltimore, MD, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Baltimore and Acima Leasing so you can determine which company is right for you.
Snap Finance in Baltimore, MD vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Baltimore, MD lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Baltimore retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Baltimore, MD will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Baltimore, MD?
The items you can shop for vary based on which Baltimore, MD retailers are approved by Snap Finance or Acima Leasing. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Baltimore, MD
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Baltimore, MD businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Baltimore and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Baltimore, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Baltimore, MD?
Snap Finance and Acima Leasing both want to help shoppers in Baltimore MD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Baltimore, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Baltimore, MD also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Baltimore, MD Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Baltimore, MD. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.