How to Choose a Lease-to-Own Company in Abingdon, MD
When selecting a lease-to-own company in Abingdon, MD, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Abingdon and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Abingdon, MD
How do Acima Leasing and Snap Finance work? Most Abingdon, MD lease-to-own companies operate similarly. To start, you choose an approved retailer in Abingdon and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Abingdon, MD or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Abingdon, MD?
The items you can shop for vary based on which Abingdon, MD retailers are approved by Snap Finance or Acima Leasing. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Abingdon, MD and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Abingdon, MD retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Abingdon and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Abingdon, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Abingdon, MD?
Both Snap Finance and Amica Leasing support Abingdon, MD residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Abingdon, MD. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Abingdon, MD also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Abingdon, MD, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Abingdon, MD shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.