Choosing Your Aberdeen, MD Lease-to-Own Company
When choosing a lease-to-own company in Aberdeen, MD, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Aberdeen so you can determine which company is right for you.
How Does Lease-to-Own in Aberdeen, MD Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Aberdeen, MD follow similar models. First, you pick from a list of approved Aberdeen retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Aberdeen, MD or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Aberdeen, MD Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Aberdeen, MD. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Aberdeen, MD Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Aberdeen, MD businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Aberdeen businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Aberdeen, MD stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Aberdeen, MD?
Snap Finance and Acima Leasing both want to help shoppers in Aberdeen MD get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Aberdeen, MD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Aberdeen, MD also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Aberdeen, MD
Many shoppers across Aberdeen, MD can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.